About Remit

What Remit does

Remit analyses your AML and sanctions rule set — OFAC, FinCEN, UK FCA MLR, EU AMLD6, FATF recommendations, or your own uploaded rules — and tells you what your compliance perimeter actually covers. Not whether you have a rule that mentions structuring, but whether the rules you have, taken together, would actually catch it.

It is not a transaction-monitoring system. It is a geometry engine for compliance rules. You give it a rule set; it tells you what's covered, what's redundant, and where structuring paths still exist.

How it works

1. Upload your rules. Built-in OFAC / FinCEN / UK FCA / EU AMLD / FATF packs, or your own as CSV.
2. We map your entire compliance perimeter. Every rule checked against the full rule population to find overlap, keystones, gaps, and hidden paths.
3. Get your findings. A rule health map showing what to retire, a structural-coverage report showing compositional transaction paths your rule set does not collectively catch, and a change-impact report for every new rule you consider.

What the tabs mean

• Overview — keystone controls, redundant rules, coverage gaps, structural health.
• Controls — rule-by-rule analysis. 12 of 30 AML controls in a typical multi-jurisdiction stack add zero unique coverage. We show which ones — and which must stay for legal reasons.
• Probe — test a specific transaction. Shows whether it's permitted, which rules trigger, and which single change would flip the outcome.
• Structuring Route — find compositional paths through individually compliant transactions. Sequences of transactions that individually satisfy every rule but collectively chain into an outcome your AML controls were meant to catch (e.g., multi-step layering toward a sanctioned counterparty). Every finding is paired with the control adjustment that closes the path.
• Simulate — what-if: if OFAC expands Russia sanctions, what breaks in your EU framework? See the impact before it hits.

What Remit is not

Remit is structural, not transactional. It does not replace SAR filing obligations, KYC procedures, or regulatory reporting requirements. Structurally redundant rules may still be legally required under separate jurisdictional mandates — removal is always a legal decision, not a structural one.

Who we are

Remit is built by Ianura Research Initiative.

Questions, bug reports, or custom rule packs: cornelius@ianura.com